Watkins Health Insurance provides personal Medicare insurance help for individuals and families throughout Hawaii. Our licensed agents offer clear, no-cost guidance to help you understand your Medicare options and make informed decisions about your coverage.
Medicare Advantage Plans in Hawaii
Medicare Advantage plans are widely used in Hawaii and often include additional benefits beyond Original Medicare. We help clients compare available plans, review provider networks, prescription coverage, and costs, and understand how plans work in their specific area.
Medigap (Medicare Supplement) Options
For those who prefer Original Medicare, Medigap plans can help cover out-of-pocket costs. We explain how Medigap works in Hawaii, review available options, and help determine whether a supplement plan makes sense based on your healthcare needs and budget.
Coordinating Medicare with VA, TRICARE, and FEHB
Many Hawaii residents have additional coverage through VA benefits, TRICARE for Life, or FEHB. We help explain how Medicare works alongside these benefits so you can avoid gaps or unnecessary costs.
Personal Help from a Licensed Medicare Agent
When you contact Watkins Health Insurance, you are not routed to a call center. Our locally based team works directly with licensed Medicare agents who provide ongoing support before and after enrollment.
Areas We Serve in Hawaii
We help Medicare beneficiaries across Oahu, including Honolulu, Kapolei, Pearl City, Ewa Beach, Mililani, Waipahu, Kaneohe, Kailua, and surrounding communities. Appointments are available by phone or video statewide.